LONG OVERDUE. credit card companies were GOUGING people like a pack of RABID HYENAS

"the CFPB finalized a rule 

LIMITING the PENALTY for

 late payment to $8 per incident, down from an industry average of $32. It is expected to go

 into effect 60 days .."

https://www.cnbc.com/select/credit-card-late-fees-new-cap/